Investor Benefits

The Loan Company is a partnership managed by a general partner. Investors become limited partners whose monies are invested in a single pool of real estate-secured loans. Below are our eight core investment values:

Security
85-90% of The Loan Company’s portfolio is in first trust deeds; 10-15% is in junior trust deeds. We target income-producing properties.

Income Stream
Our loans provide a safe, predictable, fixed income to the investor. Distributions are made quarterly.

Diversification
The investment risk and return on investment is spread over multiple loans with no one borrower exceeding 10% of the Partnership’s net worth.

Compounding Interest Available
Investors may automatically reinvest interest distributions to take advantage of compound interest. This is not available in alternative fractional interest investment opportunities.

IRA Investment Opportunity
The Loan Company allows you to invest through your IRA taking advantage of the tax benefits, as well as compound interest for a safe, secure long-term investment.

Remain Fully Invested
An investor’s funds are always invested with no down time, unlike fractional interest trust deeds where timing and change of investments can result in constant investor involvement and lower overall returns.

Hedge Against Inflation
A majority of The Loan Company’s loans are adjustable rate mortgages. In addition, approximately 20% of the loan portfolio matures annually with loans rewritten at the then current market rates.

Liquidity
Except to protect the integrity of the partnership, limited partners may, with proper notice, withdraw their investment after three years with no penalty.