We actively seek First Trust Deed borrowers in the $350,000 to $1,500,000 range. These loans are secured by income properties, mostly including commercial, multi-family residential and mixed-use properties.

We are a direct lender -- our loans are retained in our own portfolio for the term of the loan. This enables us to provide personal and prompt approval, funding, and loan servicing.

We have general underwriting guidelines and loan terms; however, we consider each loan individually for its credit worthiness and set our terms accordingly.

Borrowers can talk with John and Ed directly without first completing a lengthy application. No front-end fees are required.